Guides and Resources for Veterans

In-depth plain-language guides on ratings, claims, appeals, and benefits — updated for 2026.

Most Important — Read First

TDIU: Get Paid at 100% Without a 100% Rating

The most underutilized benefit in the VA system. If your disabilities prevent you from working, you may qualify for $3,938/mo even at 70%.

Updated 2026 — 10 min read
21 articles published
Mental Health

VA Disability Rating for PTSD: Complete 2026 Guide

What each PTSD rating level means, how the C&P exam works, and secondary conditions that stack.

Mental Health / Respiratory

VA Rating for Sleep Apnea Secondary to PTSD

How to claim sleep apnea as a secondary condition and why a CPAP means an automatic 50% rating.

100% Rating

100% VA Disability: Every Benefit You Are Entitled To

CHAMPVA, commissary, free national parks, state exemptions — the full list at 100%.

VA Math

How VA Combined Ratings Actually Work

Step-by-step examples of VA math and how to use it strategically to maximize your rating.

Most Claimed Condition

VA Disability for Tinnitus: The Quick 10% Win

Always rated 10%, easy to file, and it stacks with every other condition.

Musculoskeletal

VA Rating for Flat Feet (Pes Planus)

How flat feet are rated, bilateral factor, and secondary conditions like knee and back pain.

Musculoskeletal

VA Rating for Back Pain and Lumbar Spine

Range of motion thresholds, the flare-up problem, IVDS ratings, and secondary conditions.

Musculoskeletal

VA Rating for Knee Conditions

Range of motion and instability ratings, the bilateral factor, and what to say at your C&P exam.

Appeals

How to Appeal a VA Denial: Step by Step

The three AMA lanes — Supplemental Claim, Higher-Level Review, and BVA — and when to use each.

PACT Act

PACT Act and Burn Pit Exposure: What Veterans Must Know

23 presumptive cancers, no nexus letter required, and how to file in 2026.

Claims Strategy

What Is a Nexus Letter and Why You Need One

The document that links your condition to service and exactly what it needs to say to win.

Cardiovascular

VA Rating for Hypertension

Blood pressure thresholds, the medication rule, and filing as secondary to PTSD.

Claims Strategy

How to Write a Buddy Statement That Actually Helps

Who can write one, what to include, and examples of weak vs strong statements.

Back Pay

VA Effective Dates and Back Pay: Protect Every Dollar

Intent to File, the one-year rule, and how to never lose your back pay start date.

Neurological

VA Rating for Migraines

Prostrating attacks, headache diaries, and the path to a 30% or 50% rating.

State Benefits

What Your State Owes You: Benefits by State

Property tax exemptions, free tuition, vehicle benefits — the full state breakdown.

Respiratory

VA Rating for Sleep Apnea

CPAP ratings, secondary conditions, and how to document your diagnosis for maximum rating.

Hearing

VA Rating for Hearing Loss

The Maryland CNC test, how ratings are calculated, and stacking with tinnitus.

Musculoskeletal

VA Rating for Neck and Cervical Spine Conditions

Range of motion thresholds, radiculopathy as secondary, and what to document.

Musculoskeletal

VA Rating for Shoulder Conditions

Dominant vs non-dominant arm ratings, rotator cuff injuries, and secondary claims.

Coming Soon — Publishing Through June 2026  (30 remaining)
Neurological

VA Rating for Sciatica and Radiculopathy

Peripheral nerve ratings, how to stack radiculopathy with your primary condition.

Coming 2026-04-15
Musculoskeletal

VA Rating for Fibromyalgia

The rating criteria, required symptoms, and how to document widespread pain.

Coming 2026-04-17
Musculoskeletal

VA Rating for Hip Conditions

Range of motion ratings, hip replacement rules, and secondary conditions.

Coming 2026-04-19
Musculoskeletal

VA Rating for Ankle and Foot Conditions

Plantar fasciitis, instability, and how ankle ratings stack with other conditions.

Coming 2026-04-21
Neurological

VA Rating for Traumatic Brain Injury (TBI)

How TBI is rated, secondary conditions like headaches and PTSD, and what to document.

Coming 2026-04-23
Benefits

VA Special Monthly Compensation (SMC) Guide

SMC levels explained — when you qualify for more than standard 100% compensation.

Coming 2026-04-25
Benefits

VA Rating for Erectile Dysfunction

Special monthly compensation, secondary to service-connected conditions, how to file.

Coming 2026-04-27
100% Rating

How to Get a 100% VA Rating: Strategy Guide

The roadmap to scheduler 100%, P&T status, and TDIU — every path explained.

Coming 2026-04-29
Respiratory

VA Rating for Sleep Apnea with CPAP: 2026 Update

Why a CPAP prescription means an automatic 50% and how to document it correctly.

Coming 2026-05-01
Claims Strategy

VA Secondary Conditions: The Complete Guide

How to stack secondary conditions to dramatically increase your combined rating.

Coming 2026-05-03
Claims Strategy

VA C&P Exam Guide: What to Say and What Not to Say

How to prepare, what the examiner is looking for, and common mistakes that cost veterans ratings.

Coming 2026-05-05
Gulf War

VA Rating for Gulf War Syndrome

Presumptive conditions, medically unexplained illnesses, and how to file in 2026.

Coming 2026-05-07
Agent Orange

VA Agent Orange Conditions: Full Presumptive List

Every condition presumed connected to Agent Orange exposure and how to claim them.

Coming 2026-05-09
Musculoskeletal

VA Rating for Shin Splints and Stress Fractures

How medial tibial stress syndrome is rated and secondary conditions to claim.

Coming 2026-05-11
Musculoskeletal

VA Rating for Plantar Fasciitis

Rating criteria, bilateral factor, and secondary conditions like knee and back pain.

Coming 2026-05-13
Claims Strategy

How to File a VA Disability Claim: Step-by-Step 2026

The complete walkthrough from Intent to File through decision — every form and step.

Coming 2026-05-15
Claims Process

VA Claim Status Guide: What Each Stage Means

Gathering evidence, review, decision — what's actually happening at each step.

Coming 2026-05-17
Appeals

VA Higher Level Review: When and How to Use It

What HLR can and can't do, the duty to assist error, and how to win on review.

Coming 2026-05-19
Appeals

Supplemental Claim vs HLR vs BVA: Which Lane to Choose

Side-by-side comparison of the three AMA appeal lanes with strategy for each.

Coming 2026-05-21
Claims Strategy

VSO vs VA Attorney: Which One Should You Use?

Free VSOs vs paid attorneys — when each makes sense and what to expect.

Coming 2026-05-23
Claims Strategy

VA Rating for Pre-Existing Conditions

How the VA rates conditions that existed before service and how to prove aggravation.

Coming 2026-05-25
Claims Process

How Long Does a VA Disability Claim Take in 2026?

Average processing times, what causes delays, and how to speed things up.

Coming 2026-05-27
Back Pay

VA Disability Back Pay: How to Maximize What You're Owed

Effective dates, retroactive pay, and the Intent to File trick that protects your back pay.

Coming 2026-05-29
Claims Strategy

Do You Need a Nexus Letter? The Honest Answer

When a nexus letter is worth paying for and when you can win without one.

Coming 2026-05-31
Neurological

VA Rating for Migraines as Secondary to TBI or PTSD

How to stack migraines on top of an existing TBI or PTSD rating.

Coming 2026-06-02
Benefits

VA Disability for Camp Lejeune Veterans

Presumptive conditions, the PACT Act expansion, and how to file your claim.

Coming 2026-06-04
Other Conditions

VA Rating for Skin Conditions

Eczema, psoriasis, scarring — how the VA rates dermatological conditions.

Coming 2026-06-06
Mental Health / Respiratory

VA Sleep Apnea Secondary to PTSD: 2026 Updated Guide

Updated criteria after recent VA rule changes and how to document the nexus.

Coming 2026-06-08
Benefits

2026 VA Disability Pay Chart: Every Rate and Benefit

The complete 2026 pay chart with all rates, dependents, and SMC levels.

Coming 2026-06-10
Mental Health

VA Rating for Depression and Anxiety

How mental health conditions are rated, GAF scores, and secondary to physical conditions.

Coming 2026-06-12
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